BIROn - Birkbeck Institutional Research Online

    Does student loan debt deter higher education participation? New evidence from England

    Callender, Claire and Mason, G. (2017) Does student loan debt deter higher education participation? New evidence from England. The ANNALS of the American Academy of Political and Social Science 671 (1), pp. 20-48. ISSN 0002-7162.

    FINAL Callender_Mason Student debt 10Nov16 v2.pdf - Author's Accepted Manuscript

    Download (363kB) | Preview
    Callender_Mason Student debt tables 4 Nov16.pdf - Supplemental Material

    Download (465kB) | Preview


    Research among prospective UK undergraduates in 2002 found that some students, especially from low social classes, were deterred from applying to university because of fear of debt. This paper investigates whether this is still the case today in England despite the changing higher education landscape since 2002. The paper describes findings from a 2015 survey of prospective undergraduates and compares them with those from the 2002 study. We find that students’ attitudes to taking on student loan debt are more favorable in 2015 than in 2002. Debt averse attitudes remain much stronger among lower-class students than among upper-class students, and more so than in 2002. However, lower-class students did not have stronger debt averse attitudes than middle-class students. Debt averse attitudes seem more likely to deter planned higher education participation among lower-class students in 2015 than in 2002.


    Item Type: Article
    Keyword(s) / Subject(s): Student debt, debt aversion, loan aversion, higher education, student funding
    School: Birkbeck Faculties and Schools > Faculty of Humanities and Social Sciences > School of Social Sciences
    Research Centres and Institutes: Gender and Sexuality, Birkbeck (BiGS), Social Research, Birkbeck Institute for (BISR)
    Depositing User: Claire Callender
    Date Deposited: 26 Jan 2017 14:48
    Last Modified: 02 Aug 2023 17:27


    Activity Overview
    6 month trend
    6 month trend

    Additional statistics are available via IRStats2.

    Archive Staff Only (login required)

    Edit/View Item Edit/View Item