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    Mobile money and financial inclusion in India

    Daripa, Arup (2019) Mobile money and financial inclusion in India. Policy Research and Development Committee, Bombay Chamber of Commerce and Industry, India.

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    Despite improvements in the coverage of banking services, financial exclusion remains a significant problem in India. 190 million adults remain unbanked and even those with a basic bank account lack access to credit and insurance markets. Mobile money, if successfully adopted by a large enough part of the population, could offer a novel solution. This article clarifies the potential of this technology in transforming the landscape of financial access, describes the current state of development in India, and suggests policies that could help realize the potential. Policy suggestions include provision of adoption incentives at local network levels as well as macro policies and regulatory regimes facilitating non-standard channels for service provision.


    Item Type: Other
    School: Birkbeck Faculties and Schools > Faculty of Business and Law > Birkbeck Business School
    Depositing User: Arup Daripa
    Date Deposited: 15 Jan 2020 13:34
    Last Modified: 02 Aug 2023 17:49


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