Sibert, Anne (2013) Deposit guarantee schemes. Other. European Parliament, London, UK.
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Abstract
This note examines the position of insured and uninsured bank deposit holders in Europe in light of the recent EFTA court ruling and events in Cyprus. It considers the merits of further harmonisation of existing national deposit guarantee schemes and the adoption of a single deposit guarantee scheme. Further progress toward a single resolution mechanism requires the specification how uninsured deposit holders are to be treated in the event of a bank failure. This note also considers the issues of whether uninsured depositors should be bailed in and, if so, where they should be in the pecking order and also how much flexibility national authorities should have in deciding their treatment.
Metadata
| Item Type: | Monograph (Other) |
|---|---|
| School: | Birkbeck Faculties and Schools > Faculty of Business and Law > Birkbeck Business School |
| Depositing User: | Sarah Hall |
| Date Deposited: | 29 Apr 2014 09:59 |
| Last Modified: | 12 Jun 2025 07:04 |
| URI: | https://eprints.bbk.ac.uk/id/eprint/9634 |
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